Automobile Accidents
North Carolina Expands Underinsured Motorist Coverage: What Drivers Need to Know
North Carolina recently made changes to its insurance law. As of July 1, 2025, the state began requiring that all new auto liability insurance policies include underinsured motorist (UIM) coverage. The requirement also applies to renewed policies. The change provides additional protection for drivers compared to the minimum liability coverage they previously carried. What this…
Read MoreUninsured Motorist Claims And South Carolina’s No-Contact Rule
Being involved in a hit-and-run crash can leave you with more questions than answers. You may know another driver caused the accident, but have no idea who that person is or whether they have insurance. In some situations, your own uninsured motorist coverage may help pay for your injuries and losses. However, South Carolina has…
Read MoreWhy You Should Use Your Health Insurance After a Car Accident That Was Not Your Fault
If another driver caused your car accident, using your own health insurance may feel unfair. You did not cause the wreck, so you may think the other driver’s insurer should pay all medical bills, but this is not usually how injury claims work. The at-fault driver may be responsible in the end, but that does…
Read MoreWhat to Do If the At-Fault Driver Denies Responsibility in North Carolina?
What you do after the at-fault driver denies responsibility in North Carolina may significantly affect your claim. If you handle the denial strategically, perhaps by pointing to evidence that reinforces your case, your claim could remain strong. In contrast, if you are passive about the denial, you might create confusion and give the insurer opportunities…
Read MoreHow Weather-Related Car Accidents Are Handled Under North Carolina Law
According to the United States Department of Transportation, roughly 12% of all reportable car accidents are classified as “weather-related.” Rain, fog, sleet, snow and ice – common as they are in this part of the country – can all pose major safety risks to drivers and pedestrians and contribute to an increased likelihood of a…
Read MoreThe Dangers of Brake-Checking in North Carolina
Drivers can become frustrated or angry with other drivers, and when this happens, some people can lose their temper and engage in risky behaviors like tailgating, cutting others off by engaging in dangerous lane changes, or, in some cases, by slamming on their brakes so that a vehicle following them will have to brake hard…
Read MoreWho’s Liable When Technology Fails? Self-Driving Features & Personal Injury Claims in NC
The glossy ads show hands‑free bliss, but even the best driver‑assist packages today can miss a dull gray pickup truck at dawn. When a sensor misreads the road and you wake up in a ditch, the big question becomes simple: Who pays? Legally, most so‑called self‑driving cars are only Level 2 automation, meaning the human driver…
Read MoreCommon Myths About Car Accidents
North Carolina roads see nearly 300,000 car accidents every year. Although the stress and confusion that follow a car accident are normal responses, confusion is not inevitable. The more you understand about how car accident claims work, the easier it will be to assert a successful claim. Following is a list of the top ten…
Read MoreCar Seats and Collision Liability: What Every Parent Should Know
The screeching of tires. The shattering of glass. Few sounds strike more fear into a parent’s heart than those of a car accident with their child in the backseat. Every year, thousands of children are involved in motor vehicle accidents across the United States, including North Carolina. Many suffer serious injuries. Some don’t survive. At…
Read MoreHow Dash Cam Evidence Can Strengthen Your North Carolina Car Accident Case
Car accidents can happen in a split second, and in the moments that follow, it can be difficult to figure out exactly what happened. This is especially true when drivers and witnesses have conflicting accounts. Today’s advancements in technology have made it easier to capture evidence that can help establish what really happened. If you’ve…
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